Privacy Policy

1. Introduction

Welcome to Offercash ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our cryptocurrency rewards platform.

By accessing or using our services, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with our policies and practices, please do not use our services.

2. Information We Collect

2.1 Personal Information

We collect the following personal information:

• Account Information: Email address, username, password (encrypted), and account creation date
• Profile Information: User preferences, referral codes, and account settings
• Payment Information: Cryptocurrency wallet addresses for withdrawals
• Verification Data: Information required for identity verification and fraud prevention

2.2 Automatically Collected Information

• Device Information: IP address, browser type, operating system, device identifiers
• Usage Data: Pages visited, time spent, features used, clicks, and navigation paths
• Location Data: Approximate geographic location based on IP address
• Cookies & Similar Technologies: Session cookies, preference cookies, and analytics cookies
• Activity Logs: Offer completions, transaction history, login history, and security events

2.3 Information from Third Parties

• Offerwall Partners: Completion data, reward amounts, and completion verification
• Fraud Detection Services: VPN/proxy detection, bot detection, and risk scoring
• Analytics Providers: Aggregated usage statistics and performance metrics

3. How We Use Your Information

We use collected information for the following purposes:

3.1 Service Provision

• Create and manage your account
• Process offer completions and credit rewards
• Process withdrawal requests and send cryptocurrency payments
• Manage referral programs and bonuses
• Provide customer support and respond to inquiries

3.2 Security & Fraud Prevention

• Detect and prevent fraudulent activities, including bot usage, VPN/proxy abuse, and multiple accounts
• Monitor for suspicious behavior and enforce our Anti-Fraud Policy
• Verify offer completions and prevent duplicate completions
• Protect against unauthorized access and security breaches
• Comply with legal obligations and law enforcement requests

3.3 Communication

• Send transactional emails (withdrawal confirmations, account updates)
• Send service announcements and security alerts
• Respond to your requests and provide customer support
• Send promotional offers (with your consent, where required)

3.4 Analytics & Improvement

• Analyze usage patterns and improve service performance
• Develop new features and optimize user experience
• Conduct research and generate statistical insights

4. Information Sharing and Disclosure

We share your information only in the following circumstances:

4.1 Service Providers

We share information with trusted third-party service providers who assist us in:

• Offerwall Providers: User IDs and completion data to credit rewards (no email addresses shared)
• Payment Processors: Wallet addresses for processing cryptocurrency withdrawals
• Hosting Services: Technical infrastructure and data storage
• Fraud Detection: IP addresses and device information for security analysis
• Email Services: Email addresses for sending transactional emails

4.2 Legal Requirements

We may disclose your information if required by law, court order, subpoena, or government authority, including:

• Compliance with legal obligations
• Protection of our rights, property, or safety
• Investigation of fraud or security issues
• Enforcement of our Terms of Service

4.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

4.4 With Your Consent

We may share information for any other purpose with your explicit consent.

We NEVER sell your personal information to third parties for marketing purposes.

5. Data Security

We implement industry-standard security measures to protect your information:

• Encryption: All data transmitted over HTTPS/TLS encryption
• Password Protection: Passwords hashed using bcrypt with salt
• Database Security: Row-level security (RLS) and access controls
• Regular Backups: Automated backups to prevent data loss
• Access Controls: Limited employee access on a need-to-know basis
• Security Monitoring: 24/7 monitoring for suspicious activities

While we strive to protect your data, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as necessary to:

• Provide our services and maintain your account
• Comply with legal obligations (tax records, transaction history)
• Resolve disputes and enforce our agreements
• Prevent fraud and maintain security

Active Accounts: Data retained while account is active
Deleted Accounts: Personal data deleted within 90 days (except as required by law)
Transaction Records: Retained for 7 years for legal compliance

7. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience:

7.1 Types of Cookies

• Essential Cookies: Required for authentication and security
• Functional Cookies: Remember your preferences and settings
• Analytics Cookies: Help us understand how you use our service
• Advertising Cookies: Used by offerwall partners to track completions

7.2 Managing Cookies

You can control cookies through your browser settings. Note that disabling cookies may limit functionality.

8. Your Privacy Rights

Depending on your location, you may have the following rights:

8.1 GDPR Rights (EU Residents)

• Right to Access: Request a copy of your personal data
• Right to Rectification: Correct inaccurate or incomplete data
• Right to Erasure: Request deletion of your data ("right to be forgotten")
• Right to Restrict Processing: Limit how we use your data
• Right to Data Portability: Receive your data in a portable format
• Right to Object: Object to processing of your data
• Right to Withdraw Consent: Withdraw consent at any time

8.2 CCPA Rights (California Residents)

• Right to know what personal information is collected
• Right to know if personal information is sold or disclosed
• Right to opt-out of the sale of personal information
• Right to deletion of personal information
• Right to non-discrimination for exercising privacy rights

8.3 How to Exercise Your Rights

To exercise any of these rights, contact us at: support@offercash.co

We will respond to your request within 30 days. We may require verification of your identity before processing requests.

9. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately. We will delete such information from our systems.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy and applicable laws.

11. Third-Party Links

Our platform may contain links to third-party websites and offerwall providers. We are not responsible for the privacy practices of these third parties. We encourage you to read their privacy policies before providing any information.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Your continued use of our services after changes constitutes acceptance of the updated Privacy Policy.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy, please contact us: